Healthcare financing
Research Products & Journal Articles
Browse the full list of research publications on this topic completed by the Rural Health Research Centers.
Products – Freely accessible products include policy briefs, fact sheets, full reports, chartbooks, and interactive data websites.
Journal Articles – Articles in peer-reviewed journals may require a subscription or affiliation with a subscribing library. For these publications, Gateway lists the article citation, a brief summary, a link to additional information and access to the full-text of the article, if available.
2024
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An Updated Model of Rural Hospital Financial Distress
Journal Article
North Carolina Rural Health Research and Policy Analysis Center
Date: 10/2024
In fall 2024, the North Carolina Rural Health Research Program completed a study modeling financial distress among rural hospitals, "An Updated Model of Rural Hospital Financial Distress." The model updates a 2016 version, by adding recent changes in the operating environment. -
Financial Performance of Rural and Urban Hospitals in the Medicare Shared Savings Program
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 09/2024
This brief presents financial performance trends of hospitals who participated in Medicare's Shared Savings Program (SSP) from 2011 to 2018. Trends in six financial outcomes are compared between SSP and non-SSP hospitals over time and between rural and urban hospitals. -
Profiling Social Needs Activities in Publicly Traded Medicare Advantage Organizations
Journal Article
RUPRI Center for Rural Health Policy Analysis
Date: 08/2024
This article reviews how six major Medicare Advantage (MA) companies address social determinants of health (SDOH) through supplemental benefits. It analyzes public reports, highlighting MA growth, SDOH activities, and plan initiatives.
2023
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Suitability of Low-Volume Rural Emergency Departments to New Rural Emergency Hospital Designation
Journal Article
North Carolina Rural Health Research and Policy Analysis Center, Rapid Response to Requests for Rural Data Analysis
Date: 09/2023
The Rural Emergency Hospital is a new Medicare payment model that requires hospitals to focus on emergency, observation, and outpatient services in lieu of inpatient care. This study's exploratory objective was to examine care delivery from eligible hospitals to assess their fit with the new payment model. -
Policy Implications of Fixed-to-Total-Cost Ratio Variation Across Rural and Urban Hospitals
Journal Article
RUPRI Center for Rural Health Policy Analysis
Date: 05/2023
This article utilizes hospital cost report data to estimate the relationship between adjusted volume and total costs of patient care. These results are used to estimate fixed-to-total-cost ratios for all nonfederal, short-term acute care hospitals in the U.S. These ratios were then stratified by rurality and Critical Access Hospital status. -
Financial Risk Acceptance Among Rural Health Care Providers Participating in the Quality Payment Program
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 03/2023
This policy brief summarizes non-metropolitan and metropolitan providers' participation in different Centers for Medicare & Medicaid Services Quality Payment Program tracks and subdivisions, and evaluates provider and patient-panel characteristics associated with financial risk acceptance. -
Rural Working-Age Adults Report More Cost Barriers to Health Care
Policy Brief
Maine Rural Health Research Center
Date: 03/2023
Using the 2019-2020 National Health Insurance Survey, this study examined rural-urban differences in affordability of care and cost-saving strategies among working-age adults.
2022
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Community Sociodemographics and Rural Hospital Survival
Journal Article
Center for Economic Analysis of Rural Health
Date: 12/2022
This study examines whether community sociodemographic factors are associated with the survival or closure of rural hospitals at risk of financial distress between 2010 and 2019. -
The Impact of Medicare Shared Savings Program Participation on Hospital Financial Performance: An Event-Study Analysis
Journal Article
RUPRI Center for Rural Health Policy Analysis
Date: 10/2022
This study evaluated the extent to which Medicare Shared Savings Program participation affected hospital financial outcomes, including patient revenue, operating margin, different revenue source shares, and allowance and discount rate. -
Higher Electronic Health Record Functionality Is Associated With Lower Operating Costs in Urban—but Not Rural—Hospitals
Journal Article
Center for Economic Analysis of Rural Health
Date: 07/2022
This study examines the relationship between electronic health record use/functionality and hospital operating costs and compares the results across rural and urban facilities. -
Nursing Homes in Rural America: A Chartbook
Chartbook
RUPRI Center for Rural Health Policy Analysis
Date: 07/2022
Closure of nursing homes and hospitals with swing beds in recent years has changed the availability of post-acute and long-term care services in rural areas. This study examines the availability of post-acute and long-term care services as well as characteristics of residents and nursing homes in noncore, micropolitan, and metropolitan counties. -
The Economic Effects of Rural Hospital Closures
Journal Article
North Carolina Rural Health Research and Policy Analysis Center
Date: 03/2022
This study updates previous research (Holmes, et al. 2006) on the economic effects of rural hospital closures by measuring the economic changes over time among U.S. rural counties that had a hospital closure from 2001-2018.
2021
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Voices From the Field: A Qualitative Study of the Challenges and Promising Practices of Rural Public Health in Addressing HIV and Hepatitis C
Journal Article
Maine Rural Health Research Center
Date: 05/2021
Interviewing public health professionals from six rural states, researchers examined the challenges involving HIV, HCV, and serving rural people who inject drugs and determined strategies to address those challenges. -
Trends in Nursing Home Closures in Metropolitan and Nonmetropolitan Counties in the United States, 2008-2018
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 02/2021
Nursing home closures have raised concerns about access to long-term services and supports in rural areas. This study examines trends in closures and characteristics of open and closed nursing homes in metropolitan and nonmetropolitan counties. Furthermore, this study identifies metropolitan and nonmetropolitan counties without any nursing homes. -
Characteristics and Challenges of Rural Ambulance Agencies – A Brief Review and Policy Considerations
Report
RUPRI Health Panel: Rural Policy Analysis and Applications
Date: 01/2021
There are 23,272 ambulance agencies in the U.S., and 73% of those agencies report serving rural areas. This paper examines current rural ambulance agency characteristics and challenges and identifies public policy considerations designed to stabilize rural ambulance agencies.
2020
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Telehealth Use in a Rural State: A Mixed Methods Study Using Maine's All-Payer Claims Database
Journal Article
Rural Telehealth Research Center
Date: 10/2020
This study examines trends in telehealth use in Maine and identifies barriers and facilitators to its adoption. While telehealth appears to improve access to behavioral health and speech therapy services, provider shortages, lack of broadband, and restrictive Medicare and commercial coverage plans limit telehealth services use in rural areas. -
Rural Hospital Participation in Medicare Accountable Care Organizations
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 04/2020
This policy brief summarizes national and regional rates of rural hospital participation in Medicare Shared Savings Program Accountable Care Organizations (ACOs) and identifies factors associated with ACO participation.
2019
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Impact of the Medicare Disproportionate Share Hospital Payment Cap on Urban and Rural Hospitals
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 12/2019
The Medicare Disproportionate Share Hospital payment adjustment is intended to compensate hospitals serving a disproportionate number of low-income patients. This policy brief describes the number and location of urban and rural hospitals affected by a 12% payment cap established by the Medicare Modernization Act of 2003. -
Rural Health Clinic Costs and Medicare Reimbursement
Policy Brief
Maine Rural Health Research Center
Date: 11/2019
We used cost report data to examine Rural Health Clinic (RHC) services costs. The findings support the National Advisory Committee on Rural Health & Human Service's conclusion that the cost-based methodology used to determine Medicare reimbursement for RHCs is outdated and RHCs subject to the reimbursement cap are paid less than their costs. -
2019 Wage Index Differences and Selected Characteristics of Rural and Urban Hospitals
Policy Brief
Rapid Response to Requests for Rural Data Analysis
Date: 05/2019
This brief characterizes rural/urban disparities in the 2019 Centers for Medicare & Medicaid Services hospital wage index by describing and comparing the wage indices of rural and urban hospitals by the number of beds, the amount of net patient revenue, and Medicare payment classification. -
Rural/Urban and Regional Variation in the 2019 CMS Hospital Wage Index
Policy Brief
Rapid Response to Requests for Rural Data Analysis
Date: 05/2019
This brief describes the geographic variation of the 2019 Centers for Medicare & Medicaid Services hospital wage index by rural/urban definition, census region, Frontier and Remote Area codes and state. -
Geographic Variation in the 2019 Risk of Financial Distress Among Rural Hospitals
Policy Brief
Rapid Response to Requests for Rural Data Analysis
Date: 04/2019
This brief investigates 2019 geographic variation in risk of financial distress among rural hospitals. -
Primary Care Clinician Participation in the CMS Quality Payment
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 04/2019
Approximately 10% of primary care clinicians participate in Advanced Alternative Payment Models (A-APMs) and less than 30% of primary care clinicians participate in the Merit-Based Incentive Payment System. Metropolitan primary care clinicians are more likely to participate in A-APMs than nonmetropolitan primary care clinicians. -
Trends in Risk of Financial Distress Among Rural Hospitals, 2015 to 2019
Policy Brief
Rapid Response to Requests for Rural Data Analysis
Date: 04/2019
This brief investigates 2015 to 2019 trends in risk of financial distress among rural hospitals by census region and Medicare payment classification.
2018
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Changes to the Merit-Based Incentive Payment System Pertinent to Small and Rural Practices, 2018
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 11/2018
This policy brief highlights key regulatory changes to the Merit-based Incentive Payment System that occurred in 2018. It discusses the implications of these changes with an emphasis on how these changes may affect small and rural practices. -
Spread of Medicare Accountable Care Organizations in Rural America
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 08/2018
This policy brief describes Medicare accountable care organization (ACO) growth in non-metropolitan U.S. counties from 2016 to 2017. This brief, which includes data through December 2017, follows a similar analysis released in October 2016 that described ACO trends from 2013 to 2015. -
Medicare Accountable Care Organization Growth in Rural America, 2014-2016
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 03/2018
This RUPRI Center data report describes Medicare accountable care organization (ACO) growth in non-metropolitan U.S. counties from 2014 to 2016. ACOs are the most widespread of the Centers for Medicare & Medicaid Services (CMS) value-based payment programs and demonstrations.
2017
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Distribution of Disproportionate Share Hospital Payments to Rural and Critical Access Hospitals
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 11/2017
This policy brief provides information about the potential impact of scheduled changes in Medicaid Disproportionate Share Hospital (DSH) payment on hospitals in 47 states. We expect variation across states, because of differences in state policies allocating DSH payments, as well as geographic variation by census region. -
Predicting Financial Distress and Closure in Rural Hospitals
Journal Article
North Carolina Rural Health Research and Policy Analysis Center
Date: 06/2017
Examines the financial distress of rural hospitals to better predict closures within two years.
2016
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How Would Rural Hospitals Be Affected by Loss of the Affordable Care Act's Medicare Low-Volume Hospital Adjustment?
Journal Article
North Carolina Rural Health Research and Policy Analysis Center
Date: 11/2016
Using data from the Hospital Market Service Area File, the Hospital Cost Report Information System, and Nielsen-Claritas Pop-Facts, this study examined the effect the low-volume hospital payment adjustment has on a hospital's finances. It also looked at the effects of losing the payment adjustment. -
To What Extent Do Community Characteristics Explain Differences in Closure Among Financially Distressed Rural Hospitals?
Journal Article
North Carolina Rural Health Research and Policy Analysis Center
Date: 11/2016
This study examined the differences between rural hospitals at high risk of financial distress that stayed open and those that closed. -
Spread of Accountable Care Organizations in Rural America
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 10/2016
This brief updates a RUPRI Center analysis of the presence of Medicare Accountable Care Organizations (ACOs) in rural areas of the US in 2013. Using participation data through 2015, the current brief finds that there has been broad growth in the number of places where ACO participating providers can be found, including rural locations. -
Financial Performance of Rural Medicare ACOs
Journal Article
RUPRI Center for Rural Health Policy Analysis
Date: 08/2016
Assesses the financial performances of rural accountable care organizations (ACOs) based on different levels of rural presence. -
Access to Rural Home Health Services: Views From the Field
Report
WWAMI Rural Health Research Center
Date: 02/2016
Access to home health care can be challenging for rural Medicare clients. Key informants for this study detailed obstacles, including financial, regulatory, workforce, and geographic issues. Rural communities will likely benefit from payment reforms that reward quality services while providing incentives to use best practices in home health care.
2015
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Medicare Value-Based Payment Reform: Priorities for Transforming Rural Health Systems
Report
RUPRI Health Panel: Rural Policy Analysis and Applications
Date: 11/2015
As Medicare moves to value-based payment, healthcare groups are made more accountable for patient health. But the changes have been concentrated in urban areas. Policies meant to strengthen rural health systems are complicating payment and delivery system reform in rural areas. This study examines ways to include rural areas in the changes. -
Rural Enrollment in Health Insurance Marketplaces, by State
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 10/2015
This brief compares cumulative enrollment totals in Health Insurance Marketplaces in metropolitan and non-metropolitan areas by state and the percentages of potential market participants enrolled. Non-metropolitan enrollment rates were higher in several states. The analysis shows how well outreach/enrollment efforts targeting rural areas work. -
Care Coordination in Rural Communities Supporting the High Performance Rural Health System
Report
RUPRI Health Panel: Rural Policy Analysis and Applications
Date: 06/2015
This paper examines care coordination programs and processes that affect rural areas to discover what is happening in rural communities, how various programs and approaches are working, who benefits, and to make policy recommendations that will facilitate care coordination efforts in support of high performance rural health system development. -
Health Insurance Marketplaces: Early Findings on Changes in Plan Availability and Premiums in Rural Places, 2014-2015
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 05/2015
Analysis of national county-level Health Insurance Marketplace (HIM) plan data for 2014 and 2015 shows there is no systematic pattern to rural experiences of HIMs, although some isolated places may be at risk for weak outcomes. -
Developmental Strategies and Challenges for Rural Accountable Care Organizations
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 02/2015
This brief offers insights into the initial strategic decisions and challenges of four accountable care organizations (ACOs) with rural presences. These ACOs were formed as a step toward a value-driven rural delivery system. While several challenges need to be addressed, these insights can inform development of other rural ACOs.
2013
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Assessing the Impact of Rural Provider Service Mix on the Primary Care Incentive Payment Program
RUPRI Center for Rural Health Policy Analysis
Date: 12/2013
Under the Primary Care Incentive Payment Program (PCIP), if certain evaluation and management services represented 60% or more of Medicare allowable charges, the provider qualified for a 10% bonus calculated on the primary care portion of allowable charges. This brief assesses the impact of the rural provider service mix on the PCIP. -
Are Primary Care Practices Ready to Become Patient-Centered Medical Homes?
Journal Article
RUPRI Center for Rural Health Policy Analysis
Date: 2013
Measures the readiness of rural primary care practices to be eligible as patient-centered medical homes (PCMHs) by comparing PCMH readiness scores with metropolitan and nonmetropolitan primary care practices.
2011
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The High Performance Rural Health Care System of the Future
RUPRI Health Panel: Rural Policy Analysis and Applications
Date: 09/2011
This project describes a future rural system that would be built on foundations of affordability, accessibility, community focus, high quality, and patient centeredness.
2008
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Impact of CAH Conversion on Hospital Finances and Mix of Inpatient Services (Final Report)
NORC Walsh Center for Rural Health Analysis
Date: 08/2008
This study examined Medicare Cost Report and claims data for hospitals before and after critical access hospital (CAH) conversion in order to better understand changes in hospital costs associated with CAH conversion, factors associated with any cost growth, and changes in the mix of services provided by the facility. -
Financing Rural Public Health Activities in Prevention and Health Promotion (Final Report)
NORC Walsh Center for Rural Health Analysis
Date: 06/2008
This is the final report of a study to determine whether the flow of federal resources, from federal agencies, through states, and to communities, is influenced by state- and local-level public health infrastructure. -
Rural Public Health Financing: The Relationship Between Infrastructure and Local Program Funding
Policy Brief
NORC Walsh Center for Rural Health Analysis
Date: 06/2008
This study's purpose was to describe how federal funds for selected chronic disease prevention and health promotion activities are distributed to local health departments and non-governmental organizations at the local level and to identify infrastructure-related barriers that rural agencies may face in securing and using funds for such purposes.
2007
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National Rural Hospital Charges Due to Ambulatory Care Sensitive Conditions
RUPRI Center for Rural Health Policy Analysis
Date: 12/2007
This policy brief documents the national magnitude of charges associated with hospitalizations due to ambulatory care sensitive conditions in rural hospitals. -
Regional Variation in Rural Hospital Charges Due to Ambulatory Care Sensitive Conditions
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 12/2007
This policy brief estimates and documents the regional magnitude of charges associated with hospitalizations due to ambulatory care sensitive conditions in rural hospitals. -
How Will Elimination of Hospital Bad Debt Reimbursement Affect Rural PPS Hospitals?
Policy Brief
NORC Walsh Center for Rural Health Analysis
Date: 07/2007
This policy brief examines the financial effect that changes in current Medicare bad debt payment policy, as proposed in the FY2007 budget, might have on rural hospitals. -
Variations in Financial Performance Among Peer Groups of Critical Access Hospitals
Journal Article
North Carolina Rural Health Research and Policy Analysis Center
Date: 2007
Reports findings from a study that investigated whether indicators of financial performance and condition systematically vary among peer groups of Critical Access Hospitals (CAHs).
2006
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Implementation of Pay-for-Performance in Rural Hospitals: Lessons From the Hospital Quality Incentive Demonstration Project
Policy Brief
Upper Midwest Rural Health Research Center
Date: 11/2006
This paper provides an overview of findings of a national study to identify institutional, organizational, and environmental factors that influence the experience of rural hospitals in the Hospital Quality Incentive Demonstration project.
2005
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Assessing the Financial Effect of Medicare Payment on Rural Hospitals: Does the Source of Data Change the Results?
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 11/2005
This policy brief explores how predictions of changes in hospital financial performance differ when comparing results using data from the Medicare Cost Report (MCR) to data from the audited hospital financial statement (FS). Results indicate that using the MCR rather than FS data is more valid. -
Why Are Health Care Expenditures Increasing and Is There a Rural Differential?
Policy Brief
RUPRI Center for Rural Health Policy Analysis
Date: 11/2005
Rising healthcare expenditures have disproportionately affected rural areas and in recent years seen higher increases in some expenditure categories, such as physician office-based visits and prescription drugs. Differences suggest strategies to contain health expenditure increases may be different in rural areas and determined on a local basis. -
Revisions to Medicare's Disproportionate Share Payment Policy to Incorporate Bad Debt and Charity Care
NORC Walsh Center for Rural Health Analysis
Date: 09/2005
This report investigates the impact of possible changes to the Medicare disproportionate share payment policy, designed to incorporate information on the hospital's uncompensated care burden as well as to improve the payment formulae. -
How Might the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 Affect the Financial Viability of Rural Pharmacies? An Analysis of Preimplementation Prescription Volume and Payment Sources in Rural and Urban Areas
Journal Article
North Carolina Rural Health Research and Policy Analysis Center
Date: 2005
Presents descriptive information on mail-order prescriptions, volume, and payer type of retail prescriptions in rural vs. urban areas. Together, these data provide a baseline for evaluating how implementation of the Medicare Prescription Drug, Improvement, and Modernization Act may affect the financial viability of rural independent pharmacies. -
Rural Implications of Medicare's Post-Acute-Care Transfer Payment Policy
Journal Article
NORC Walsh Center for Rural Health Analysis
Date: 2005
Examines how the initial policy change affected rural and urban hospitals and investigates the likely impact of the FY2004 expansion and other possible future expansions. The authors conclude that rural hospitals are not disproportionately harmed by the post-acute-care transfer policy.
2004
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Exploring the Impact of Medicare's Post-Acute Care Transfer Payment Policy on Rural Hospitals
NORC Walsh Center for Rural Health Analysis
Date: 07/2004
This policy analysis brief describes a change in Medicare post-acute transfer payment policy and its impact on rural and urban hospitals. It includes data on the financial impact and hospital discharge behavior before and after the change. -
Rural Implications of Medicare's Post-Acute Care Transfer Payment Policy
NORC Walsh Center for Rural Health Analysis
Date: 06/2004
This study examines the behavioral and financial impacts of the initial 10-DRG policy and projects the likely financial impact of extending the policy to cover additional DRGs or discharges to swing beds. -
An Analysis of the Agreement of Financial Data Between the Medicare Cost Report and the Audited Hospital Financial Statement
RUPRI Center for Rural Health Policy Analysis
Date: 05/2004
Few studies have examined the discrepancies between the Medicare Cost Report (MCR) and the audited hospital financial statement (FS). Findings from this study, which focused on the MCR and FS for rural hospitals, suggest that relying on a single source of financial data to assess the financial performance of rural hospitals may be inappropriate. -
Financially Distressed Rural Hospitals in Four States
NORC Walsh Center for Rural Health Analysis
Date: 01/2004
The effect of the outpatient prospective payment system on the financial performance of rural hospitals was simulated in four states: Iowa, Texas, Washington, and West Virginia.
2002
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Variance in the Profitability of Small-Town Rural Hospitals (Policy Brief)
NORC Walsh Center for Rural Health Analysis
Date: 04/2002
This policy brief discusses why some rural small-town hospitals are financially successful and others struggle with persistent financial difficulties. -
Variance in the Profitability of Small-Town Rural Hospitals (Full Report)
NORC Walsh Center for Rural Health Analysis
Date: 02/2002
This report documents the variance in profitability among small-town rural hospitals and evaluates the characteristics that distinguish highly profitable small-town hospitals from struggling ones. It also reports on strategies that small-town hospital administrators are using to achieve financial success.
2001
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Establishing a Fair Medicare Reimbursement for Low-Volume Rural Ambulance Providers
NORC Walsh Center for Rural Health Analysis
Date: 07/2001
This national study of ambulance transport costs looks at the advantages and disadvantages of several options for Medicare to compensate low-volume rural ambulance providers. -
Financing and Payment Issues in Rural Long Term Care Integration (Research & Policy Brief)
Policy Brief
Maine Rural Health Research Center
Date: 02/2001
This research and policy brief reviews current research and experience and identifies key policy and program considerations for integrated acute and long-term care financing in rural areas. -
Will the Outpatient Prospective Payment System Increase the Number of Distressed Rural Hospitals in Iowa, Texas, Washington, and West Virginia?
NORC Walsh Center for Rural Health Analysis
Date: 01/2001
This study simulates the financial impact of the outpatient prospective payment system rates and estimates the number and type of rural hospitals in the five states likely to become financially distressed as a result of its implementation.
2000
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The Area Wage Index of the Medicare Inpatient Hospital Prospective Payment System: Perspectives, Policies, and Choices
RUPRI Center for Rural Health Policy Analysis
Date: 08/2000
This policy paper summarizes the positions of various rural health advocates and records the actions taken by Congress and the Health Care Financing Administration to improve the wage index. Finally, it outlines the research needed to energize the policy discussion of the uses and methods of calculating the hospital wage index. -
Data Sources for Studying Uncompensated Care Provided by Rural Hospitals
NORC Walsh Center for Rural Health Analysis
Date: 08/2000
This policy analysis brief discusses data sources related to hospitals' provision of charity and uncompensated care. -
Financing and Payment Issues in Rural Long Term Care Integration
Report
Maine Rural Health Research Center
Date: 2000
This report reviews current research and experience and identifies key policy and program considerations for integrated acute and long-term care financing in rural areas.